Valuation Protection
Am I Protected Against Loss Or Damage During Transit?
Yes, but how much protection you have and its cost to you depend upon the “valuation” program you choose—Full-Value Coverage or Actual Cash Value Coverage. The valuation option you select determines the basis upon which any claim will be adjusted and establishes the maximum liability of All Care. The liability of All Care for loss or damage is based upon All Care’s Tariffs, as well as federal laws and regulations, and has certain limitations and exclusions. Valuation is not insurance; it is simply a tariff-based level of motor carrier liability. If you desire insurance, you should consult your insurance company representative about available insurance.
Basic Coverage
With this type of valuation, All Care’s maximum liability for loss or damage to any article in the shipment is 60 cents multiplied by the weight of the article. This is the basic liability level and is provided at no charge.
Full-Value Coverage
This coverage option insures recovery at the full value of your lost or damaged item, regardless of the age of the item. All Care’s total liability for loss or damage will be the amount you declare as the value of your shipment. You are responsible for deductibles unless an item is lost by the mover. This valuation option is offered at $100.00 per $10,000.00 value with a $500.00 deductible.